15 Innovative Financial Services Startups in Spain You Need to Know About

Discover the Latest Fintech Companies Shaking Up the Industry in Spain

Spain is quickly emerging as a hotbed of innovation in the financial services industry, with a range of startups developing innovative solutions to meet the changing needs of consumers and businesses. In this article, we showcase 15 of the most exciting and innovative financial services startups based in Spain, spanning a range of sectors and industries.

Lana – A Financial Marketplace for LATAM’s Gig Economy Workers

Lana is a fintech startup that operates as a financial marketplace for gig economy workers in LATAM. Their platform provides workers with a range of financial services, including payments and credit, helping them to access the financial resources they need to thrive. Lana was founded by Alvaro Jara Chavarría, Carla Cardoso, and Juan Camilo Pineda.

Devengo – Next-Generation Payment Protocol API

Devengo is a B2B API startup that helps its clients orchestrate fast and programmable payouts using next-generation payment protocols. Their platform provides businesses with a range of payment solutions, helping them to streamline their financial operations. Devengo was founded by Alberto Molpeceres and Fernando Cabello-Astolfi.

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Lucas – Rent-to-Buy Homeownership Model for Millennials

Lucas is a fintech startup that is introducing a new and accessible way into homeownership for millennials through a Rent to Buy model. Their platform provides users with a range of financing options, helping them to achieve their homeownership goals. Lucas was founded by Jorge Arturo Cáceres and Steven Aitkenhead.

Advancing – Advance Rent Payment with Default Protection

Advancing is a fintech startup that offers landlords the chance to receive 12 months of their rents in advance while protecting them against default payments. Their platform provides landlords with a range of financial services, helping them to achieve their financial goals. Advancing was founded by Cristian Pujo.

Mitto – Debit Card and App for “Generation Z” Teens

Mitto is a fintech startup that provides a debit card and app designed for “Generation Z” teens. Their platform provides users with a range of financial services, helping them to manage their money and achieve their financial goals. Mitto was founded by Marcos Cuevas.

Portfolio Stock Exchange – The First Stock Exchange for Issuers and Investors

Portfolio Stock Exchange is a fintech startup that is the first stock exchange with a primary & secondary market for equity, debt & funds for issuers and investors. Their platform provides users with a range of financial services, helping them to invest in their futures. Portfolio Stock Exchange was founded by Mariano Torrecilla.

Talvi – Automated Financial Advisor with Financial Planning and Investment Management

Talvi is a fintech startup that offers an automated financial advisor offering financial planning, investment management and financial education all on a mobile app. Their platform provides users with a range of financial services, helping them to achieve their financial goals. Talvi was founded by André Caçador.

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Mundo Crypto – Financial Education Platform Offering Cryptocurrency Training

Mundo Crypto is a fintech startup that offers a financial education platform that provides cryptocurrency training such as digital earning, bitcoin, and blockchain courses. Their platform provides users with a range of financial services, helping them to learn and invest in the future of finance. Mundo Crypto was founded by a team of entrepreneurs.

Inviertis – Online Investment Platform for Tenanted Properties

Inviertis is a fintech startup that provides a real estate online investment platform from where to purchase tenanted properties. Their platform provides users with a range of financial services, helping them to invest in their financial futures. Inviertis was founded by Rebeca Perez.

Loonfy – Payroll Management Platform for Companies and Employees

Loonfy is a fintech startup that provides a payroll management platform for companies and employees. Their platform provides users with a range of financial services, helping them to manage their payroll and finances. Loonfy was founded by a team of entrepreneurs.

Criptoro – Blockchain, Digital Marketing, and Cryptocurrency Services

Criptoro is a fintech startup that provides blockchain, digital marketing, tax consulting, bitcoin, and cryptocurrency services. Their platform provides users with a range of financial services, helping them to manage their investments and grow their wealth. Criptoro was founded by Jesus Sanchez Bermejo.

Nextep Finance – Financial Advisory Company Designing and Monitoring Investment Funds and Portfolios

Nextep Finance is a financial advisory company that specializes in the designing and monitoring of investment funds and portfolios. Their platform provides users with a range of financial services, helping them to grow their wealth and achieve their financial goals. Nextep Finance was founded by Víctor Alvargonzález.

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Findango – Financing for Non-Banking Companies

Findango is a commercial company that provides financing for non-banking companies. Their platform provides users with a range of financial services, helping them to invest in their financial futures. Findango was founded by a team of entrepreneurs.

Soluciona Mi Deuda – Over-Indebtedness Solutions

Soluciona Mi Deuda is a fintech company that specializes in over-indebtedness solutions. Their platform provides users with a range of financial services, helping them to manage their debts and achieve financial freedom. Soluciona Mi Deuda was founded by a team of entrepreneurs.

Sistema Efactura – Electronic Invoicing and Factoring Solutions Platform

Sistema Efactura is a provider of electronic invoicing and factoring solutions platform for businesses and public administrations. Their platform provides users with a range of financial services, helping them to streamline their invoicing and financial operations. Sistema Efactura was founded by a team of entrepreneurs.

Spain’s financial services industry is undergoing a period of rapid change and innovation, with these 15 startups at the forefront of this transformation. From payment solutions and investment platforms to financial education and debt management, these startups are changing the way we think about finance. As Spain continues to grow as a hub of fintech innovation, these startups are worth keeping an eye on.


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