Startup Showcase Linxo Group: Enabling Financial Innovation with Open Banking Technologies

In this edition of Startup Showcase, we bring you Linxo Group, a French startup based in Aix-en-Provence. Linxo Group is at the forefront of financial innovation, empowering individuals and businesses with their open banking technologies. Join us as we explore how Linxo Group is revolutionizing the financial landscape with their account information services, payment initiation services, and personal finance management solutions.

Driving Financial Transformation through Open Banking Technologies

Linxo Group is driving financial transformation by harnessing the power of open banking technologies. With their suite of innovative solutions, Linxo Group enables individuals and businesses to access and utilize their financial data in a seamless and secure manner. By embracing the principles of open banking, Linxo Group empowers customers to make informed financial decisions and develop new services that enhance their financial well-being.

Oxlin: Enabling Secure and Efficient Payment Services

A key subsidiary of Linxo Group, Oxlin, is an approved PSD2 payment institution, authorized by the French Competent Authority (ACPR – Banque de France). Oxlin’s platform offers a wide range of open banking technologies, including account aggregation and payment initiation services. With the client’s consent, Oxlin provides secure access to bank data and enables the initiation of payments. Their ISO 27 001 certification ensures the highest level of data security, giving customers peace of mind while transacting. From APIs to white label mobile applications, Oxlin’s solutions cater to the needs of startups, banks, and insurance companies, fostering innovation and driving revenue growth.

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Unlocking New Services and Revenue Streams

Linxo Group’s open banking technologies unlock a plethora of opportunities for businesses to develop new services and revenue streams. Through their account information services and payment initiation services, businesses can create innovative solutions that address various use cases such as budget management, account aggregation, improved loan experiences, accounting, loyalty programs, and payment initiation. By leveraging Linxo Group’s open banking technologies, companies can enhance customer experiences, streamline financial processes, and tap into new sources of income.

Linxo: The Intelligent Financial Assistant

Linxo, another subsidiary of Linxo Group, offers an intelligent financial assistant through a mobile application. Already adopted by over 3 million users in France, the Linxo app provides individuals with a comprehensive overview of their finances. With its user-friendly interface and smart features, the app simplifies money management, empowering users to make informed financial decisions. From tracking expenses to analyzing spending patterns, Linxo enables individuals to take control of their financial well-being.


Linxo Group is driving financial innovation through its open banking technologies. By providing account information services, payment initiation services, and personal finance management solutions, Linxo Group empowers individuals and businesses to harness the power of their financial data. With their subsidiaries, Oxlin and Linxo, they offer a comprehensive suite of solutions that cater to the diverse needs of startups, financial institutions, and individuals alike. As Linxo Group continues to expand its reach and unlock new possibilities, it is reshaping the financial landscape and paving the way for a more connected and empowered future.



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